Understand the cost of property finance
Estimate capital-and-interest repayments using your purchase price, deposit, rate and mortgage term. This illustration assumes the rate remains constant and does not assess affordability, eligibility or lender criteria.
Deposit and LTV
Your deposit reduces the amount borrowed. Loan-to-value compares that borrowing with the property price.
Monthly repayments
Repayments cover both capital and interest. Interest-only loans use a different repayment structure.
Total interest
A longer term can reduce monthly repayments while increasing the total interest paid. Fees and rate changes are not included.